Zopa Bank logo

Zopa Bank

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

http://www.zopa.com
501-1,000 employees
Zopa Bank logo

Zopa Bank

Zopa is a UK-based fintech company offering personal loans, credit cards, car finance, and savings accounts with a focus on fairness, transparency, and customer empowerment.

Company Size

501-1,000 employees

Location

United Kingdom

About

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

Needs Assessment

Active buying signals and potential business opportunities

Technology Requirements

Mobile app development and maintenance

Open banking integration tools and platforms

API management solutions

Fraud detection and prevention systems

Service Requirements

Customer support services via live chat and other channels

Financial consulting services to develop new financial products

Training programs for employees on new technologies and financial regulations

Infrastructure Requirements

Secure online banking platform

Cloud infrastructure for scalability and reliability

Monitoring and observability tools for platform performance

Compliance and security solutions for regulatory requirements

Talent Requirements

Mobile app developers

Open banking integration specialists

Cybersecurity experts

Data analysts and scientists

AI Insights

Growth Trajectory

Zopa demonstrates strong growth potential by expanding its partnerships, innovating with new financial products like BNPL 2.0, and increasing its customer and deposit base.

Market Opportunity

Zopa has a strong market opportunity by leveraging its technology-driven approach to provide fair and transparent financial products in a competitive UK banking sector.

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