Formance

Formance enables Platforms and Fintech companies to build modern financial applications composing payments, banking, lending, investing, and insurance through complex fund flows. Formance provides an agnostic infrastructure, allowing them to build and operate sophisticated fund flows with the financial service providers of their choice. Our open source and modular components ensure flexibility, ownership, and a shorter time-to-market. The Formance Platform comes with four services: Ledger, Connectivity, Flows, and Reconciliation. Each service integrating seamlessly with one another, providing a scalable and extensible financial core system.