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Barte

A Barte é o primeiro meio de pagamento focado em resolver o fluxo de caixa das PMEs da economia real. O empreendedor passa a ter mais dinheiro em caixa de 3 formas: 1- Ele pode antecipar todos os seus recebíveis (sem letra miúda). 2- Os processos de cobrança que antes geravam descasamento são automatizados. 3- E, por último, pode pagar suas contas pela plataforma com uma linha de capital de giro. Temos a missão de gerar prosperidade para quem está todos os dias na guerra que é tocar um negócio próprio.

http://barte.com
11-50 employees

Growth Trajectory

The company has strong growth potential, with plans to expand across Brazil and a stated goal of increasing revenue tenfold. They are actively investing in product development, particularly in structuring new credit vehicles, and scaling their B2B payment platform. Their focus on digitizing financial flows for SMBs in Latin America presents a significant market opportunity.

Technical Challenges

Tech Stack

Team Size

Key Risks

Competition from established acquiring companies and other fintech firms.
Challenges in managing credit risk associated with providing financing to PMEs.
Potential regulatory hurdles in the financial sector in Brazil.
Difficulties in integrating with the diverse range of existing systems used by PMEs.
Market acceptance of their alternative financing solutions among traditionally risk-averse PMEs.

Opportunities

Expanding their range of payment solutions and credit products tailored to the specific needs of PMEs.
Leveraging their API integration capabilities to partner with more e-commerce platforms and marketplaces.
Expanding their geographic reach beyond Brazil to other Latin American markets.
Developing advanced analytics and credit scoring models to improve risk assessment and personalize credit offerings.
Capitalizing on the increasing demand for digital payment solutions among PMEs.
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