MilikiRumah Raises $50M to Revolutionize Homeownership for Indonesia’s Underbanked: A New Era of AI-Driven Credit Empowerment

MilikiRumah is thrilled to announce that we have successfully raised 50,000,000 in funding, a major milestone that will further our mission to empower the underbanked population and expand homeownership opportunities across Indonesia. As a team composed of seasoned experts in real estate, proptech, and finance, we are dedicated to rewriting the rules by leveraging cutting-edge technology to enable financial inclusion for millions of Indonesians. This new round of investment will be strategically channeled toward enhancing our AI-driven credit assessment platform that goes far beyond traditional credit scoring methods. By incorporating innovative data sources such as psychometric evaluations, online shopping behavior, and social media reputation, our proprietary algorithms offer a more comprehensive evaluation of an individual’s creditworthiness. In addition, machine learning tools are being used to analyze tenant behavior and payment patterns, ensuring a robust system to predict potential defaults and early exits. These advancements will empower the underbanked and unbanked populations with the financial literacy and discipline required to build a credible credit profile, ultimately increasing their chances of achieving homeownership. The funding also supports expanding our network and deepening our community partnerships, which are vital for nurturing inclusive growth and boosting Indonesia’s economy and social fabric. At MilikiRumah, we are committed to unlocking new opportunities for every aspiring homeowner by reshaping access to financial resources and fostering a more resilient future for our society. We invite all stakeholders to reach out and learn more about how we are driving transformative change as we lead the charge towards greater financial accessibility and homeownership in Indonesia.