FLOWPAY Secures $32.7M Funding to Revolutionize SME Lending with AI-Driven Risk Solutions

Flowpay, a trailblazer in the fintech ecosystem, has proudly announced a landmark funding round of 32,700,000 that will accelerate its mission to empower SMEs through innovative financial solutions. Renowned for leveraging predictive AI models, the company refines risk assessment practices and unlocks the true potential of small and medium-sized enterprises. With this new capital, Flowpay is set to further enhance its three-fold approach, acting as a Direct Lender that offers fast, accessible, and online financing solutions tailored to fuel the growth of SMEs. This capital injection underlines the investor community’s confidence in Flowpay’s unique value proposition and its technology-powered strategy in managing risk more precisely by utilizing alternative data and advanced segmentation protocols. In addition to streamlining credit access, Flowpay’s funding is earmarked for the expansion of its Embedded Finance solutions. These white-label offerings integrate seamlessly into diverse commercial ecosystems, including POS systems and e-commerce platforms, helping partners boost customer retention while creating innovative revenue streams. Moreover, the investment will accelerate the rollout of the company’s Risk as a Service (RaaS) platform, an offering designed to empower lending institutions. By providing predictive analytics and finely tuned risk assessment frameworks, the platform allows lenders to better understand and underwrite SME loans, revolutionizing traditional credit paradigms. As Flowpay embarks on this exciting next chapter, the new funding ensures that both existing and emerging SME clients benefit from a more dynamic, data-informed approach to finance. This strategic investment not only fortifies its market position but also promises to drive substantial economic impact by supporting a vibrant ecosystem of small and medium enterprises worldwide.