Chocolate Finance Raises SGD 15M Series A to Sweeten Your Spare Cash Strategy!

We are thrilled to announce that Chocolate Finance has successfully raised S$15,000,000 in its latest funding round! Founded by Walter de Oude, the visionary behind Singapore Life (Singlife), Chocolate Finance is truly a happy place for your spare cash. This exciting investment not only solidifies our market position but also empowers us to take our innovative financial platform to new heights. With this fresh injection of capital, we plan to accelerate the growth of our cutting-edge mobile app, enhance user experience, and expand our carefully selected portfolio of fixed-income funds. Our strategy remains focused on optimizing risk-adjusted returns by meticulously analyzing factors like duration, yield, credit quality, and currency. At Chocolate Finance, we offer an attractive interest scheme with 3% p.a. on your first S$20k, 2.7% p.a. on your next S$30k, and a target 2.7% p.a. on any amount thereafter—all without any lock-in periods, hoops or complex criteria. We pride ourselves on simplicity and transparency, allowing our users to see their returns in the app every single day while offering the flexibility to withdraw funds at any time. And, as a testament to our commitment, if we do not meet the target returns for your first S$50k, the difference will be topped up during the Qualifying Period. Regulated by the Monetary Authority of Singapore (CMS101452) under a Capital Market Services license with Chocfin Pte Ltd as our umbrella, our mission has always been clear: making savings rewarding and hassle-free for everyone. With just a few easy steps—downloading our app, signing up via mobile OTP, and verifying your identity with Singpass—users can start enjoying daily returns as soon as the next day. This new phase of growth promises even more innovative developments and opportunities for our cherished community.